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Home Owner Insurance Policy

By February 25, 2016July 1st, 2024No Comments

Did You Know…? Your Home Insurance Policy Could Be at Risk Because of a Dirty Roof!

Imagine this: you receive a letter from your insurance company threatening to cancel your home insurance policy. The culprit? A dirty roof. Yes, you read that right!

Insurance companies can cancel your policy if your roof is covered in algae, mold, or lichen. Why? They don’t want to foot the bill for roof damage caused by these pesky growths. Instead, they prefer you to take action before it becomes a costly problem.

alage moss lichen growth roofDirty roof

The First Sign of Trouble: Black Streaks

Those unsightly black streaks on your roof are more than just an eyesore. If your insurance company spots algae growth, they’ll send you a warning letter demanding you clean your roof or risk policy termination. If they detect moss or lichen growth, they could suspend your policy immediately.

 Why Do Insurance Companies Do This?

1. Costly Claims: Replacing a roof due to algae, mold, or lichen can cost between $5,000 and $10,000. They’d rather you clean your roof than file a costly claim.
2. Prevent Bigger Issues: Untreated mold can invade your attic, leading to black mold that’s expensive to remove. Plus, you’d need to replace the roof and clean the mold.
3. Health Hazards: Mold growth can cause health problems if left untreated.
4. Roof Longevity: Algae, mold, and lichen can shorten the lifespan of your shingles.
5. Curb Appeal: Those black streaks diminish your home’s appearance and value.

Don’t Let This Happen to You!

Save yourself the hassle, stress, and headache. Don’t let a dirty roof jeopardize your insurance policy or your home’s value.

Experience the Hogwash Difference!

Let us handle your roof cleaning needs so you can keep your home looking great and your insurance intact. We’re here to help!

moldbeforandaftermoss before and afterroof before and after





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