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Home Owner Insurance Policy

Did you know….

Insurance companies CAN CANCEL your home insurance policy if your roof is Dirty.

moss before and afterDirty roof                                     alage moss lichen growth roof

Insurance companies have the right to cancel your policy. They do not want to pay for damaged roofs due to algae, mold or lichen growthTo avoid this they will threaten to cancel your policy.

 

First sign there is an issue…those unsightly black streaks!

If insurance companies get wind of algae growth, those black streaks, they will send you a letter saying you need to get his cleaned or the policy is terminated. If they find out you have moss or lichen growth, they will immediately suspend your policy.

YOU ASK YOURSELF WHY THEY WOULD DO THIS?

Reasons are as follows:

  • A claim for a damaged roof due to algae, mold or lichen growth can cost them anywhere between $5000-$10000 to replace it. 
    • They want you to take care of this before a claim occurs. A cleaning costs less than replacement.
  • Untreated mold growth can cause serious issues other than just replacing your roof. 
    • It will eventually grow into your attic creating black mold. This will cost you even more out of pocket. Not only will you have to replace the roof but also get mold removed from your attic.
    • Can eventually cause heath problems if left untreated.
  • The untreated growth can depreciate the life of your shingles.
  • Those unsightly black streaks take away from the appearance of your home. As we like to say the curb appeal.
  • A dirty roof takes away the overall value 

Don’t Let This Happen To You!

SAVE YOURSELF THE HASSLE AND HEADACHE. DON’T STRESS. WE CAN HELP!

 

 moldbeforandafter

roof before and after                                                                                EXPERIENCE THE HOGWASH DIFFERENCE!

slateroofbeforeandafter