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Home Owner Insurance Policy

Did You Know… Insurance Companies CAN CANCEL Your Home Insurance Policy if Your Roof is Dirty?

Yes, you read that right. Your insurance company has the right to cancel your policy if your roof is dirty. Why? They don’t want to pay for damage caused by algae, mold, or lichen growth. To avoid this, they may threaten to cancel your policy.

 First Sign There’s an Issue: Those Unsightly Black Streaks!

If your insurance company notices algae growth, particularly those black streaks, they’ll send you a letter demanding you clean it up or face policy termination. If they find moss or lichen, they might suspend your policy immediately.

Dirty roofalage moss lichen growth roof


Here are the reasons:

Why Do They Do This?

1. High Replacement Costs: A claim for a damaged roof due to algae, mold, or lichen growth can cost the insurance company anywhere from $5,000 to $10,000 for replacement.
2. Preventive Measures: They want you to address the issue before it becomes a costly claim. A cleaning is far cheaper than a full roof replacement.
3. Mold and Health Risks: Untreated mold growth can spread into your attic, creating black mold. This leads to even higher costs for both roof replacement and mold removal.
4. Health Hazards: Left untreated, mold can cause serious health problems.
5. Reduced Shingle Lifespan: The growth of algae, mold, or lichen can shorten the lifespan of your shingles.
6. Curb Appeal and Home Value: Those black streaks are not just an eyesore; they detract from your home’s appearance and overall value.

Don’t Let This Happen to You!

Save Yourself the Hassle and Headache. Don’t Stress. We Can Help!

At Hogwash Cleaning Solutions, we specialize in cleaning roofs to prevent these issues and keep your insurance policy intact. Our professional soft washing services remove algae, mold, and lichen safely and effectively, preserving the life of your roof and enhancing your home’s curb appeal.

Experience the Hogwash Difference!

roof before and afterslateroofbeforeandafter

moldbeforandaftermoss before and after

Contact us today and let us help you keep your roof clean, your home beautiful, and your insurance policy secure. Don’t wait until it’s too late—schedule your roof cleaning with Hogwash Cleaning Solutions now!





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